Credit Restoration

Credit Restoration - Done the Right Way.

Our approach is compliant, personalized and rooted in consumer protection law. You deserve a process that corrects inaccuracies, protects your rights and restores your financial opportunities without shortcuts.

What’s Included

Your Full-Service Credit Restoration Program

A structured, compliant, and personally guided service designed to correct inaccurate data, restore your profile and position you for long-term financial success.

90-Day Credit Restoration

Complete dispute management & improvement strategy

$999
Pay-in-full available
BNI Members: $499 (Limited Promotion)
  • Full Credit Audit + Compliance Review
  • Round-by-Round Customized Disputes
  • FCRA-Informed Letter Strategy
  • All Three Bureaus Covered
  • Portal Access & Document Upload
  • Progress Tracking & Updates
  • Rebuild Strategy After Corrections
Start Credit Restoration
* Results vary based on your profile and bureau timelines.
Our Method

The Stewardship Services Method

Our approach combines consumer protection law, financial strategy, and a structured credit restoration system. We don’t send generic letters or guess our way through disputes. Your credit profile is handled with precision, compliance, and a clear long-term strategy for improved financial opportunities.

CSO Registered in Florida

We operate under Florida Statute 817.7001 with a valid surety bond on file. Your consumer rights and protections are woven into the service from start to finish.

FCRA-Informed Dispute Process

Every letter is uniquely drafted using compliant language and targeted to the specific inaccuracies found in your audit—not automated templates.

Secure Portal & Documentation

All communication, uploads, and progress tracking are managed through a secure client portal. You maintain full visibility during each round.

Long-Term Score Improvement

Once the inaccurate data is corrected, we help you build healthy utilization, relationships with banks, and long-term credit stability.

The 90-Day Workflow

What to Expect During Your Credit Restoration

01
Full Credit Audit

We begin by reviewing your entire credit report for inaccurate, outdated, or unverified items. This forms the blueprint for your dispute strategy.

02
Custom Dispute Drafting

Based on the audit, we prepare customized FCRA-informed disputes for each bureau. No mass templates; each letter is purpose-built.

03
Round Responses

Bureaus have 30 days to respond. We evaluate results, escalate as needed, and push each round with precision and documentation.

04
Rebuild & Strengthen

Once inaccurate data is corrected, we create a personalized plan to improve utilization, add positive accounts, and strengthen your long-term credit profile.

FAQ

Common Questions

How long does credit restoration take?
Most clients see meaningful results within 30–90 days. Bureaus have 30 days to respond to each dispute round by law.
Do you guarantee results?
No ethical or compliant credit services organization can guarantee specific outcomes. We guarantee compliant processing, personalized disputes, and consistent follow-up.
What documents do I need to begin?
A photo ID, proof of address, SSN validation, and access to your credit monitoring.
Do you work with all three bureaus?
Yes. TransUnion, Equifax, and Experian are all included in the service.
What happens after the 90 days?
You receive a customized rebuild plan and optional membership support for long-term score growth and financial strategy.
Next Step

Ready to start your 90-day credit reset?

If you’re tired of paying the poor man’s tax and watching opportunities slip away because of your credit profile; this is your turning point. We’ll audit, dispute and help you rebuild with a clear plan and compliant strategy.